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A demand letter is a factual summary of your claim, which includes all injuries (major or minor), loss of wages, emotional trauma (if applicable), and property damage.
In California injury cases, a demand letter is a request to the insurance company or to the wrongdoer seeking compensation for the injuries sustained.
In most cases, the letter goes to the at-fault party's insurance company to make it clear that the claimant suffered injuries because of the fault of the company's insured person. For all of their failings, insurance adjusters do a solid job of pulling out the critical facts in a demand letter. The individual or attorney writing the letter, the 'claimant', informs the insurance company that they intend to seek monetary repayment to satisfy their claimed damages.
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